Core Banking Software

Modern Core Banking. Stronger Control. Seamless Growth-
A powerful core banking platform designed to manage end-to-end banking operations with accuracy, security, compliance, and scalability.

Features:
Customer Information File (CIF) :Creates a single customer master for all banking relationships. Gives a complete and unified customer view across products.

KYC and Onboarding : Digitizes customer onboarding with document capture and verification. Helps ensure faster account opening and compliance readiness.

CASA / Savings / Current Accounts: Manages savings and current accounts efficiently. Supports daily transactions, interest processing, and account servicing.

Term Deposits and Deposit Product Factory: Enables flexible creation and management of deposit products. Supports FD, RD, special schemes, and maturity processing.

Lending, Limits, Pricing and Repayment Management: Handles the full loan lifecycle from sanction to closure. Controls limits, interest, pricing, schedules, and repayments.

Payments, Clearing and Settlement: Supports smooth fund movement across payment channels. Manages clearing, settlement, and transaction processing accurately.

General Ledger, Accounting and Financial Close: Provides a strong accounting backbone for banking operations. Simplifies postings, reconciliation, and period-end closing.

NPA, Collections, Recovery and Regulatory Asset Classification: Tracks overdue accounts and recovery progress effectively. Supports regulatory asset classification and follow-up control.

AML, Sanctions, Fraud Monitoring and Compliance Case Management: Provides a strong accounting backbone for banking operations. Simplifies postings, reconciliation, and period-end closing.

Regulatory Reporting, MIS, Analytics and Audit Extracts: Generates required reports for regulators and management. Improves visibility through analytics and audit-ready extracts.

Digital Channels, API Layer and Customer Communication: Connects CBS with apps, portals, and third-party systems. Supports seamless digital banking and customer notifications.

Security Administration, Access Control and Audit Trail: Controls user access and system permissions securely. Maintains a complete audit trail for all key activities.

Vendor, Cloud, IT and Outsourcing Governance: Supports oversight of external IT partners and hosted services. Aligns operations with governance and regulatory expectations.

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