#740, 3rd Floor 10th Main Road, 4th Block Jayanagar, Bengluru-560018
Kadamba – Codelabs for Innovation
About Us
Kadamba has been in operation for over 22 years with proven track record of many successful initiatives.
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Product
Loan Process Automation
Codelab’s Loan Process Automation System is a specialized, cloud-enabled solution crafted to meet the dynamic needs of Cooperative Banks / Societies / Institutions and Non-Banking Financial Companies (NBFCs). Designed with deep domain understanding, it digitizes and automates the entire loan lifecycle-from lead generation and application intake to credit assessment, sanctioning, disbursal, EMI tracking, and recovery.
Built on an API-driven, modular architecture, it integrates seamlessly with core banking systems, credit bureaus, digital KYC platforms, Aadhaar-based authentication, and payment gateways. The platform enables auto-decisioning through configurable rule engines, supports field-level data capture via mobile apps, and maintains audit-ready logs for compliance with RBI and other regulatory mandates.
With intelligent dashboards, borrower risk profiling, e-documentation, and workflow-based approvals, Codelab’s system ensures faster processing, reduced manual workload, improved transparency, and scalable operations-empowering cooperatives and NBFCs to offer efficient, inclusive, and tech-enabled lending services.
